The Affordable Care Act forms are also known as Forms 1094 and 1095 – let’s get to know them a little bit better. ACA Forms: What They Are & What They Do The Affordable Care Act (where the ACA forms get their name) is a healthcare reform law that was passed in 2010. Its purpose is to increase healthcare insurance coverage for uninsured individuals while reforming the healthcare marketplace to make affordable healthcare easily accessible to all people. Though it has been the subject of much criticism, the ACA is still intact, and so are the information return forms used to ensure that all employers are staying compliant with the ACA requirements. The ACA Forms are where businesses and individuals organize and report their contributions to the healthcare costs of employees. The ACA established guidelines for minimum essential coverage, or MEC, which include: Government sponsored programs Employer-sponsored coverage Individual market coverage Grandfathered plans Other health benefits and coverage recognized by the Department of Health and Human Services as minimum essential coverage There are several ACA forms: 1095-A, 1094-B, 1094-C, 1095-B, and 1095-C. Let’s discuss what each form consists of and who is responsible for filling out and submitting it. ACA Forms: 1095-A The Form 1095-A comes from the insurance companies that are participating in ACA healthcare exchanges with businesses and individuals. The insurance company sends this to you (the employer) so that your business can facilitate the filing of the other 1095 and 1094 ACA forms. ACA Forms: 1095-B & 1094-B The B and C versions of these ACA forms are grouped together when submitted. The first of these is the B version, which focuses on health coverage. The 1095-B is issued by self-insured employers that have fewer than 50 full-time or equivalent employees and provide health plans to them. This form reports which months the insured party and his or her family were …