services/1099-e-filing service

1099 E-filing Services

We make 1099 e-filing as easy as 1-2-3.
File 1099, 1098, W-2, and ACA Forms.

Updated November 14, 2025

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Key Takeaways:

  • IRS-approved 1099 e-file provider — no transmitter control code (TCC) required.
  • Fast and simple workflow: upload, review, and electronically file in minutes.
  • Supports all major form types including 1099-NEC, 1099-MISC, 1099-INT, 1099-DIV, and more.
  • Automatically includes Combined Federal/State Filing (CF/SF) where applicable.
  • Eliminates software installation, paper forms, and manual filing errors.
  • Designed for both small businesses and accounting firms with bulk filing needs.

    • As part of our service, we electronically file your 1099, 1098, and ACA forms with the IRS and W-2 forms with the SSA. As a payee, you can submit paper forms with the IRS. But filing on paper is both time-consuming and tedious. Filing 1099 forms electronically is much more convenient. We make the filing process easy. All you need to do is sign up with us, enter or upload your information, and we do the rest. We e-file the forms with the IRS in bulk.

    1099 forms are filed using the IRS’s FIRE (Filing Information Returns Electronically) system. ACA (Affordable Care Act) forms are filed using the IRS’s e-Services system. However, it would help if you had the correct software that can generate a file that is formatted according to the IRS specifications. These specifications change every year, so the software you use must be up-to-date with the latest guidelines. When using eFile360 for filing your 1099s, you can rest assured that your forms are filed timely and accurately.

    When we electronically file your 1099s with the IRS, the IRS sends this information to individual states under the Combined Federal/State Filing (CF/SF) program. We participate in the CF/SF program, which means when we e-file your forms with the IRS, your state (if it participates in the program) automatically gets this information. Note: Not all states participate in this program, and your state may have additional requirements.

    When using our service, you do not need to have your Transmitter Control Code (TCC) as we e-file all our forms using our TCC number only.

    IRS approved e-File Provider

    We are an IRS approved e-file provider, which means you can rest assured that you are in good hands when you use our 1099 e-filing service. We transmit information to the IRS on time. We keep track of all changes in specifications and make sure that our software is always updated with the latest changes. You don’t have to worry about staying on top of these ever-changing specifications.

    IRS approved e-file provider

    Who must file electronically?

    If you have 10 or more 1099 forms to file, you are required to file electronically. This 10-or-more requirement applies separately to each type of form. This filing threshold applies separately to original and correction forms.

    Even if you have less than 10 forms, the IRS encourages you to file electronically.

    In certain circumstances, it may be possible to get a waiver from filing electronically. The IRS offers hardship waivers for electronic filing.

    E-filing Penalty

    If you are required to file electronically and file on paper, you may be subject to a penalty without a waiver. Additionally, there is a penalty for filing after the due date. Check out the 1099 filing penalties.

    Form 1096

    Form 1096 is the summary form that you must also file when filing on paper with the IRS. However, Form 1096 is not needed when filing electronically. As we e-file all our forms, you will not need to submit Form 1096, when you use our 1099 e-filing service.

    Recipient Copies

    In addition to filing the 1099 forms with the IRS, you are also required to provide 1099 statements to your recipients. Know more about out 1099 Printing and Mailing service.

    If you want to print and mail recipient copies in-house but want us to e-file with the IRS, that is fine; we can do just that. Please choose the filing option that is right for you. We offer the following three filing options. To understand the difference, check out our delivery options.

  • E-file + Print and Mail: We file your forms with the IRS and mail recipient statements.
  • E-file Only: We only e-file with the IRS.
  • Print and Mail Only: We only mail recipient statements.

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    Filing 1099 electronically using eFile360 is as easy as 1-2-3

  • Enter your data: Enter or bulk upload your 1099 forms data.
  • Review: Review your forms to make sure there are no errors.
  • Checkout: Check out.

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    That is all; we take care of the rest. We e-file with the IRS, mail recipient copies, and send you the e-file confirmation.

    Are you ready to save time and money to e‑file your information returns?

    Signup for a free account now

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    Related Questions

    For information returns required to be filed on or after January 1, 2024 (which includes forms for the 2024 tax year filed in early 2025, and payments made during 2025 for filing in 2026), the mandatory electronic filing threshold has been reduced to a total of 10 or more information returns in a calendar year.

    Aggregate Count: The 10-return threshold is an aggregate total across almost all information return types (e.g., Forms 1099-NEC, 1099-MISC, W-2, 1099-INT, etc.). If the total number of all information returns you are required to file is 10 or more, you must file them all electronically.

    Encouraged for All: The IRS strongly encourages all filers, even those with fewer than 10 returns, to file electronically.

    Filing Systems: You can e-file through the IRS's Information Returns Intake System (IRIS) taxpayer portal or the Filing Information Returns Electronically (FIRE) system.

    Backup Withholding: If you are required to file paper forms, any corrected returns must also be filed electronically if the original return was required to be e-filed.

    The previous 250-return threshold, which was in place for many years, was lowered by new regulations (T.D. 9972), effective for all recent and future filing seasons.

    The IRS requires a business to file all information returns electronically if the total number of returns they are required to file is 10 or more in a calendar year.

    This is a significant change from the previous 250-form threshold and applies to an aggregate total of various form types, including Forms 1099-NEC, 1099-MISC, W-2s, and others.

    Key Points:

    Mandatory E-File Threshold: You must e-file if you have 10 or more total information returns (e.g., if you have 5 Forms 1099-NEC and 5 Forms W-2, that totals 10 returns, requiring e-filing of all of them).

    Paper Filing (Limited): Paper filing is only permissible if you are required to file fewer than 10 total information returns for the calendar year. If you file on paper, you must use the official red-ink scannable Copy A forms and include Form 1096, Annual Summary and Transmittal of U.S. Information Returns.

    Encouraged for All: The IRS encourages all filers, regardless of volume, to use electronic methods due to the convenience and efficiency.

    Free IRS Portal: The IRS offers a free service called the Information Returns Intake System (IRIS) taxpayer portal that allows any business of any size to file Form 1099 series returns electronically for free.

    Failing to meet the electronic filing mandate when required may result in penalties for each form filed on paper.

    If you are filing on paper, you need to fill out Copy A of 1099, fill out the 1096 form and mail it to the IRS. However, if you are using a service provider, you can upload your data, and the service provider would file the forms electronically with the IRS.

    The amount of the penalty is based on when you file the correct information return. It is $60 per 1099 if you file within 30 days of the due date, the maximum penalty of $683,000. The penalty increases to $130 per 1099 if you submit more than 30 days after the due date but by August 1; the maximum penalty is $2,049,000. If you file after August 1, the penalty increases to $340 per 1099 form, with a maximum of $4,098,500. Additionally, there are penalties for failure to furnish the payee statement. Please, check out 1099 filing penalties for more information.

    We have different filing options and a tiered pricing structure. So the more forms you have lesser, you would pay per form. Please check out our pricing for details.

    January 31 is the deadline for providing contractors with 1099 copies, submitting paper 1099 forms, and e-filing 1099 forms. Please check out 1099 filing deadlines for more information.

    In addition to filing 1099 forms with the IRS, we provide 1099 statements to recipients. Please see the 1099 mailing service for more details. IRS allows the electronic delivery of recipient statements as well. Please check out our E-Delivery service for more information.

    You can easily export your data from Quickbooks or any other bookkeeping software and populated our template Excel file. Once you have the data in our Excel template, you can easily upload it to our system.

    We participate in the Combined Federal/State Filing (CF/SF) Program, where the IRS sends the information to participating states. There is no additional cost to it. However, not all states participate in the CF/SF program, and your state may have some other requirements. Please check with your state.

    An IRS Form 1096 is not required when you e-file. Form 1096 is a summary form and is only needed when filing on paper.

    You don't need to buy any paper form or software for that matter. That's a significant advantage of e-filing.

    Yes, you can use your account and file for many of your clients.



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